Payment Systems List

List of Inter-Bank Payment Systems from across the globe. Click on the country name to know the details.

Country CodeCountryPayment System NameSystem TypeOther CurrenciesSettlement TypeSettlement ModeOperatorRegulatorLink to Operator WebsiteLink to Regulator WebsiteCharges - ParticipantsCharges - End UserHolidaysNotes
BHBAHRAINBCTS - Bahrain Cheque Truncation SystemPaper Instruments-Multilateral NettingRTGS
BENEFIT CompanyOperator Type:3rd Party
Central Bank of BahrainRegulator Type:Central Bank
http://www.benefitco.com.bh/our-services_bcts.htmhttp://www.cbb.gov.bh/page-p-payment_settlement_systems.htm0000
BHBAHRAINSSSS - Scripless Securities Settlement SystemSecurities Settlement-Multilateral NettingRTGS
Central Bank of BahrainOperator Type:Central Bank
Central Bank of BahrainRegulator Type:Central Bank
000000
BHBAHRAINRTGSRTGS
USDUS Dollar
GrossBooks of Central Bank
Central Bank of BahrainOperator Type:Central Bank
Central Bank of BahrainRegulator Type:Central Bank
http://www.cbb.gov.bh/assets/RTGS-SSS/CBB-RTGS%20Membership%20Operating%20Guidlelines%202007%20_2_.pdfhttp://www.cbb.gov.bh/page-p-payment_settlement_systems.htm0000
BRBRAZILSILOC - Deferred Settlement System for Interbank Credit OrdersCredit Transfer-Multilateral NettingRTGS
CIPOperator Type:3rd Party
Banco Central do BrasilRegulator Type:Central Bank
000000
BRBRAZILCentralizer Clearance for Checks (Centralizadora da Compensação de Cheques) - COMPEPaper Instruments-Multilateral NettingRTGS
Banco do BrasilOperator Type:Other Bank(s)
Banco Central do BrasilRegulator Type:Central Bank
000000
BRBRAZILSITRAFImmediate Payments-HybridBooks of Central Bank
CIP-Interbank Payments ClearinghouseOperator Type:3rd Party
Banco Central do BrasilRegulator Type:Central Bank
https://www.cip-bancos.org.br/cip/solucoes/sitraf.html00000
BRBRAZILSTR - Reserves Transfer SystemRTGS-GrossBooks of Central Bank
Banco Central do BrasilOperator Type:Other Bank(s)
Banco Central do BrasilRegulator Type:Central Bank
0http://www.bcb.gov.br/?PAYSYSREFORM0000
CACANADAAFT creditsACH - Credit-Multilateral NettingBooks of Central Bank
ACSS - Automated Clearing Settlement System; Canadian Payments AssociationOperator Type:3rd Party
Bank of CanadaRegulator Type:Central Bank
https://www.cdnpay.ca/imis15/eng/Act_Rules/Automated_Clearing_Settlement_System_ACSS_Rules/eng/rul/Automated_Clearing_Settlement_System_ACSS_Rules.aspx00000
CACANADAAutomated Funds Transfer (AFT) debitsACH - Debit-Multilateral NettingBooks of Central Bank
ACSS - Automated Clearing Settlement System; Canadian Payments AssociationOperator Type:3rd Party
Bank of CanadaRegulator Type:Central Bank
000000
CACANADALVTS - Large Value Transfer SystemRTGS-GrossBooks of Central Bank
Canadian Payments AssociationOperator Type:3rd Party
Bank of CanadaRegulator Type:Central Bank
https://www.cdnpay.ca/imis15/eng/Clearing_Settlement/eng/Clearing_Settlement.aspx?hkey=c0451b73-30a3-41e3-8fa5-05ebbe2599echttp://www.bankofcanada.ca/core-functions/financial-system/canadas-major-payments-systems/0000
CNCHINABEPS - Bulk Electronic Payment SystemACH - Credit-Bilateral NettingRTGS
People's Bank of ChinaOperator Type:Central Bank
People's Bank of ChinaRegulator Type:Central Bank
00PBC charges fees to the originating participants purely to cover operating and maintenance
costs. Differentiated charging rates are applied to local and inter-province payment
transactions. The charge for inter-province payments is 1.5 times that for local payments. To
adjust the peak volume of the system and balance the volume in different time periods PBC
also sets different rates by processing time. At present for every payment transaction by
BEPS PBC charges from CNY 0.03 to 1.25. For non-payment messages the rate charged
differs by data flow ranging from CNY 0.01/kb to CNY 1/kb.
001) At the end of 2010 BEPS had 1730 direct participants 100510 indirect participants and
16 chartered participants.
2) At present the
ceiling on ordinary credit and standing order transactions handled by BEPS is CNY 50000;
there is no ceiling for other payment transactions.
CNCHINAHVPS - High Value Payment SystemRTGS-GrossBooks of Central Bank
People's Bank of ChinaOperator Type:Central Bank
People's Bank of ChinaRegulator Type:Central Bank
00PBC charges fees to the originating participants purely to cover operating and maintenance
costs in the long run. For every payment transaction the charge is CNY 5.5. For inquiries
return applications and other non-payment messages the charge is CNY 1.
00At the end of 2010 there were 1729 direct participants 100510 indirect participants and
6 chartered participants
DKDENMARKVP Settlement SystemSecurities Settlement-Multilateral NettingBooks of Central Bank
VP SecuritiesOperator Type:3rd Party
Danmarks NationalbankRegulator Type:Central Bank
0https://www.nationalbanken.dk/en/bankingandpayments/securities_trade_settlement/Pages/The-VP-System.aspx0000
DKDENMARKExpress ClearingCredit Transfer-GrossBooks of Central Bank
NetsOperator Type:3rd Party
Danmarks NationalbankRegulator Type:Central Bank
https://www.nationalbanken.dk/en/bankingandpayments/retail_payments/Pages/SETTLEMENT-OF-RETAIL-PAYMENTS.aspx00000
DKDENMARKBetalingsserviceACH - Debit-Multilateral NettingBooks of Central Bank
NetsOperator Type:3rd Party
Danmarks NationalbankRegulator Type:Central Bank
https://www.nationalbanken.dk/en/bankingandpayments/retail_payments/Pages/Payment-instruments.aspx00000
DKDENMARKIntraday ClearingCredit Transfer-Multilateral NettingBooks of Central Bank
NetsOperator Type:3rd Party
Danmarks NationalbankRegulator Type:Central Bank
https://www.nationalbanken.dk/en/bankingandpayments/retail_payments/Pages/SETTLEMENT-OF-RETAIL-PAYMENTS.aspx0000exchange of amounts between banks takes place four times a day – at 1:30 am 9:00 am 12:00 noon and 2:00 pm. This makes it possible to transfer money from an account at one bank to an account at another bank within the same day. Only credit transfers including consumers' online banking transfers can be effected via the Intraday Clearing.
DKDENMARKSum ClearingACH - Credit-Multilateral NettingRTGS
NetsOperator Type:3rd Party
Danmarks NationalbankRegulator Type:Central Bank
https://www.nationalbanken.dk/en/bankingandpayments/retail_payments/Pages/SETTLEMENT-OF-RETAIL-PAYMENTS.aspx0000exchange of amounts between banks takes place once a day – at 1:30 am. Net positions are calculated on the basis of two subclearings: electronic clearing and truncation and PBS clearing. Electronic clearing and truncation comprises settlement of inpayment forms cash withdrawals from ATMs and OverførselsService (transfer service). PBS clearing comprises payments using Nets' own products including Dankort payments and transfers via Betalingsservice (direct debit) and LeverandørService (supplier service). Payments using international payment cards are also included.
DKDENMARKKronosRTGS-GrossBooks of Central Bank
Danmarks NationalbankOperator Type:Central Bank
Danmarks NationalbankRegulator Type:Central Bank
https://www.nationalbanken.dk/en/bankingandpayments/interbank_payments/Pages/KRONOS.aspx00000
ININDIAIMPSImmediate Payments-Multilateral NettingBooks of Central Bank
NPCIOperator Type:3rd Party
RBIRegulator Type:Central Bank
0http://www.npci.org.in/aboutimps.aspx000http://www.npci.org.in/documents/IMPS_FAQs.pdf
ININDIAClearing Corporation of India Limited (CCIL)Securities Settlement-Multilateral NettingBooks of Central Bank
CCILOperator Type:3rd Party
RBIRegulator Type:Central Bank
00https://www.ccilindia.com/SecuritiesSettlement/Pages/FeesCharges.aspx00https://www.ccilindia.com/FAQ/Pages/SecuritySettlement.aspx#35
ININDIAReal Time Gross Settlement (RTGS) SystemRTGS-GrossBooks of Central Bank
BanksOperator Type:Other Bank(s)
RBIRegulator Type:Central Bank
https://en.wikipedia.org/wiki/Payment_and_settlement_systems_in_Indiahttps://rbi.org.in/scripts/FAQView.aspx?Id=65Fees for RTGS vary from bank to bank. RBI has prescribed upper limit for the fees which can be charged by all banks both for NEFT and RTGSa) Inward transactions – 1% no charge to be levied.

b) Outward transactions –
- For transactions of ?2 lakhs to ?5 lakhs -up to ?25 per transaction plus applicable Time Varying Charges (?1/- to ?5/-); total not exceeding ?30 per transaction (+ Service Tax).
- Above ?5 lakhs - ?50 per transaction plus applicable Time Varying Charges (?1/- to ?5/-); total charges not exceeding ?55 per transaction (+ Service Tax).

No time varying charges are applicable for RTGS transactions settled up to 1300 hrs
00
ININDIANational Electronic Funds Transfer (NEFT) SystemCredit Transfer-HybridBooks of Central Bank
BanksOperator Type:Other Bank(s)
RBIRegulator Type:Central Bank
https://rbidocs.rbi.org.in/rdocs/PublicationReport/Pdfs/VD1215011012F.pdf00Rs. 5/ per transaction if the transaction amount is less than Rs. 1 lakh
Rs. 25/- per transaction if the transaction amount is more than Rs. 1 lakh
harges are waived for customers availing services at our branches in North Eastern States
00
ININDIAPaper-based PaymentsPaper Instruments-Multilateral NettingBooks of 3rd Party
3rd Party BanksOperator Type:Other Bank(s)
Reserve Bank of IndiaRegulator Type:Central Bank
0https://www.rbi.org.in/Home.aspx00Based on NI act.0
JPJAPANZenginImmediate Payments-Multilateral NettingBooks of Central Bank
Zengin-Net - Japanese Banks’ Payment Clearing NetworkOperator Type:3rd Party
Bank of JapanRegulator Type:Central Bank
http://www.zengin-net.jp/en/zengin_net/zengin_system/0000The original fast payment system is Japan’s Zengin. The Zengin system allows consumers and
businesses to initiate fast domestic payments and collections (direct debits) using a number of
methods ranging from paper based instructions and ATM transactions (neither of which fits our
definition) to online and mobile payment initiation. As the system has evolved over time virtually
all deposit-taking financial institutions in Japan now participate in the Zengin system which
processes payment requests in real-time during normal business hours.
Zengin is notable not only for the early development of fast payments but also for its commitment
to continued innovation since 1973 adapting the system to changing consumer and business
behaviour as well as to the evolution of thinking on the topic of payment systems risk by global and
national regulators. Zengin-Net’s mission statement includes the following statement: “We aim to
realise a clearing system that responds flexibly to environmental changes and is able to continually
undergo innovation.” While the speed remains the same Japan’s flavour of fast has changed with
the times.
With the Sixth Generation Zengin System implemented in late 2011 Japan now has a fast payment
system that supports bulk and individual message payment requests a dual scheme that supports
both net settlement and real-time settlement based on value (RTGS for payments greater than 100
million yen) and optional use of XML-based formats including ISO20022 for certain message types.
KEKENYANairobi Automated Clearing HouseACH - Credit-Multilateral Netting0
Central Bank of KenyaOperator Type:Central Bank
Regulator Type:Central Bank
0https://www.centralbank.go.ke/national-payments-system/automated-clearing-house/cheques-efts/#0000
KEKENYAKEPSS- Kenya Electronic Payment and Settlement SystemRTGS-GrossBooks of Central Bank
Central Bank of KenyaOperator Type:Central Bank
Central Bank of KenyaRegulator Type:Central Bank
0https://www.centralbank.go.ke/national-payments-system/0000
MYMALAYSIAJomPAYBill Payment System-Multilateral NettingRTGS
MyClearOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
http://www.jompay.com.my/00001. 42 banks
MYMALAYSIAMalaysian Electronic Payment System Sdn. Bhd (MEPS)ATM Network-Multilateral NettingRTGS
MEPSOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
http://www.meps.com.my00000
MYMALAYSIAFPX - Financial Process ExchangeOnline Bank Payments-Multilateral NettingRTGS
MyClearOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
http://www.myclear.org.my/personal-fpx.htmlhttp://www.bnm.gov.my/index.php?ch=ps_mps&pg=ps_mps_type&lang=en&z=1#Financial0001. 15 Banks
MYMALAYSIADirect DebitACH - Debit-Multilateral NettingBooks of Central Bank
MyClearOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
http://www.myclear.org.my/personal-directdebit.htmlhttp://www.bnm.gov.my/index.php?ch=ps_mps&pg=ps_mps_type&lang=en&z=1#DirectDebit0free for customers charges applicable for billers01. 22 participants
MYMALAYSIAIBG - Interbank GIROCredit Transfer-Multilateral NettingRTGS
MyClearOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
http://www.myclear.org.my/personal-ibg.html00Participating banks only charge a small fee of RM0.10* per transaction for Internet or Mobile Banking while Over the Counter (OTC) charges are subject to individual banks' discretion.Saturday Sunday Holidays1. 42 participants
MYMALAYSIASistem Penjelasan Imej Cek Kebangsaan (eSPICK)Paper Instruments-Multilateral NettingBooks of Central Bank
MyClearOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
http://www.myclear.org.my/references.htmlhttp://www.bnm.gov.my/index.php?ch=ps_mps&pg=ps_mps_type&lang=en&z=1#Truncation0Effective 1 Jan 2015 banks will charge a cheque processing fee of 50 sen on the issuer of the cheque. This fee is in addition to the existing stamp duty of 15 sen per cheque leaf as announced by Bank Negara on 20th March 20130CTS based system
MYMALAYSIARENTAS - Real Time Electronics Transfer of Funds and SecuritiesRTGS-GrossBooks of Central Bank
MyClearOperator Type:3rd Party
Bank Negara MalaysiaRegulator Type:Central Bank
0http://www.bnm.gov.my/index.php?ch=ps_mps&pg=ps_mps_type&lang=en0001. 69 participants
NZNEW ZEALANDBulk Electronic Clearing System - Direct DebitsACH - Debit-Multilateral NettingRTGS
Payments NZOperator Type:3rd Party
Reserve Bank of New ZealandRegulator Type:Central Bank
http://www.paymentsnz.co.nz/clearing-systems/bulk-electronic-clearing-system00000
NZNEW ZEALANDPaper Clearing SystemPaper Instruments-Multilateral NettingRTGS
Payments NZOperator Type:3rd Party
Reserve Bank of New ZealandRegulator Type:Central Bank
000000
NZNEW ZEALANDESAS - Exchange Settlement Account SystemRTGS-GrossBooks of Central Bank
Reserve Bank of New ZealandOperator Type:Central Bank
Reserve Bank of New ZealandRegulator Type:Central Bank
0http://www.rbnz.govt.nz/markets_and_payment_operations/esas/0085114.html0000
NZNEW ZEALANDNZClearSecurities Settlement-Multilateral NettingBooks of Central Bank
Reserve Bank of New ZealandOperator Type:Central Bank
Reserve Bank of New ZealandRegulator Type:Central Bank
http://www.rbnz.govt.nz/markets_and_payment_operations/nzclear/0091771.htmlhttp://www.rbnz.govt.nz/markets_and_payment_operations/nzclear/0000
NONORWAYVPO - Securities settlement systemSecurities Settlement-Multilateral NettingBooks of Central Bank
VPS the Norwe - gian Central Securities Depository (CSD)Operator Type:3rd Party
Norges BankRegulator Type:Central Bank
http://static.norges-bank.no/pages/103287/FinancialInfrastructure_2015.pdf?v=6/12/201530820PM&ft=.pdf0000http://www.vps.no/pub/vps-participant/clearing-and-settlement/settlement-cycle/?lang=en
NONORWAYNICS - Norwegian Interbank Clearing SystemCredit Transfer-Multilateral NettingRTGS
Nets Norge Infrastruktur ASOperator Type:3rd Party
Norges BankRegulator Type:Central Bank
http://www.norges-bank.no/pages/94894/Annual_Report_2012.pdf00001. 132 banks participant
2. Banks can also send transactions for gross real-time settlement on NBO
NONORWAYAvtaleGiroACH - Debit-Multilateral NettingRTGS
AvtaleGiroOperator Type:3rd Party
Norges BankRegulator Type:Central Bank
http://www.avtalegiro.no/privat/Pages/default.aspx0000http://www.norges-bank.no/pages/94894/Annual_Report_2012.pdf
NONORWAYBankAxeptCard Network-Multilateral NettingRTGS
BankAxeptOperator Type:3rd Party
Norges BankRegulator Type:Central Bank
000000
NONORWAYNBO - Norges Bank’s settlement systemRTGS-GrossBooks of Central Bank
Norges BankOperator Type:Central Bank
Norges BankRegulator Type:Central Bank
http://www.norges-bank.no/en/Liquidity-and-markets/Norges-Banks-settlement-system/https://static.norges-bank.no/contentassets/b5b8151d59fe48b3bae68b6e5cb99971/papers_1_20_report.pdf?v=05/18/2020172432&ft=.pdf0000
OMOMANOmanNetATM Network-Multilateral NettingRTGS
Central Bank of OmanOperator Type:Central Bank
Central Bank of OmanRegulator Type:Central Bank
http://www.cbo-oman.org/00001) 13 Participants
OMOMANECC - Electronic Cheque Clearing SystemPaper Instruments-Multilateral NettingRTGS
Central Bank of OmanOperator Type:Central Bank
Central Bank of OmanRegulator Type:Central Bank
http://www.centralbank.ae/en/index.php?option=com_content&view=article&id=52&Itemid=6000000
OMOMANACHACH - Credit-Multilateral NettingRTGS
Central Bank of OmanOperator Type:Central Bank
Central Bank of OmanRegulator Type:Central Bank
http://www.centralbank.ae/en/index.php?option=com_content&view=article&id=52&Itemid=6000000
OMOMANRTGSRTGS-GrossBooks of Central Bank
Central Bank of OmanOperator Type:Central Bank
Central Bank of OmanRegulator Type:Central Bank
0http://www.cbo-oman.org/0000
QAQATARQATCHCredit Transfer-Multilateral NettingBooks of Central Bank
Qatar Central BankOperator Type:Central Bank
Qatar Central BankRegulator Type:Central Bank
0http://www.qcb.gov.qa/english/news/pages/qatchsystem.aspxNot enough informationNot enough informationAny day of the year that is not considered a business day including weekends as
defined by QCB.
0
QAQATARQatar Payments SystemRTGS-GrossBooks of Central Bank
Central BankOperator Type:Central Bank
Qatar Central BankRegulator Type:Central Bank
0http://www.qcb.gov.qa/English/FinancialStability/PaymentSystems/Pages/ElectronicPaymentSystems.aspxBanksCorporate and Individuals with Bank Accounts in QPS Participants00
SASAUDI ARABIASARIE System - Saudi Arabian Riyal Interbank Express SystemRTGS-GrossBooks of Central Bank
Saudi Arabian Monetary Agency (SAMA)Operator Type:Central Bank
Saudi Arabian Monetary Agency (SAMA)Regulator Type:Central Bank
000Participants are free to set tariffs for their customers in relation to SARIE transactions on a
competitive basis. However the maximum tariff that may be charged to a customer by a
participant in any single SARIE transaction is:
· SAR 15.00 for a forward value transaction; or
· SAR 25.00 for a same-day value transaction.
01) There are now 22 participants in the SARIE System; the 21 commercial banks and SAMA.
ZASOUTH AFRICAEFT CreditsCredit Transfer-Multilateral NettingRTGS
PCH System Operators (PSO's) - STRATE limited BankservAfricaOperator Type:3rd Party
South African Reserve BankRegulator Type:Central Bank
http://www.pasa.org.za/more_nps_keyroleplayers.html00000
ZASOUTH AFRICASAMOS - South African Multiple Option SettlementRTGS-GrossBooks of Central Bank
South African Reserve BankOperator Type:Central Bank
South African Reserve BankRegulator Type:Central Bank
0https://www.resbank.co.za/RegulationAndSupervision/NationalPaymentSystem%28NPS%29/SAMOSSystem%28RTGS%29/Pages/SAMOSSystem%28RTGS%29-Home.aspx0000
KRSOUTH KOREAHOFINET - Electronic Banking Payment SystemImmediate Payments-Multilateral NettingBooks of Central Bank
Korea Financial Telecommunications & Clearings InstituteOperator Type:3rd Party
Regulator Type:Central Bank
000000
KRSOUTH KOREAChequePaper Instruments-Multilateral NettingRTGS
Korea Financial Telecommunications & Clearings InstituteOperator Type:3rd Party
Bank of KoreaRegulator Type:Central Bank
http://www.kftc.or.kr/kftcEn/business/EgovEnProsChgInfo.do00000
KRSOUTH KOREABank of Korea Financial Wire Network (BOK-Wire+)RTGS-HybridBooks of Central Bank
Bank of KoreaOperator Type:Central Bank
Bank of KoreaRegulator Type:Central Bank
0http://eng.bok.or.kr/broadcast.action?menuNaviId=6490000
SESWEDENPlusGirotCredit Transfer-Multilateral NettingRTGS
Nordea BankOperator Type:Other Bank(s)
RiksbankRegulator Type:Central Bank
http://www.plusgirot.com/00000
SESWEDENBg AutogiroACH - Debit-Multilateral NettingRTGS
Bankgirocentralen BGC AB (Bankgirot)Operator Type:3rd Party
RiksbankRegulator Type:Central Bank
http://www.bgc.se/en/services/direct-debit/direct-debit/Manuals/0000http://www.bgc.se/en/services/direct-debit/direct-debit/technical-information/
SESWEDENPayments in Real Time - BankgirotImmediate Payments-GrossRTGS
Bankgirocentralen BGC AB (Bankgirot)Operator Type:3rd Party
RiksbankRegulator Type:Central Bank
https://www.bankgirot.se/en/about-bankgirot/payment-systems/payments-real-time/http://www.riksbank.se/en/Financial-stability/Financial-infrastructure/Systems-in-the-Swedish-infrastructure/BGC/0001. 10 banks
2.
SESWEDENBankgiro system - BankgirotCredit Transfer-Multilateral NettingRTGS
Bankgirocentralen BGC AB (Bankgirot)Operator Type:3rd Party
RiksbankRegulator Type:Central Bank
https://www.bankgirot.se/en/about-bankgirot/payment-systems/bankgiro-system/http://www.riksbank.se/en/Financial-stability/Financial-infrastructure/Systems-in-the-Swedish-infrastructure/BGC/0001. 22 banks
SESWEDENRIXRTGS-GrossBooks of Central Bank
Riksbank Operator Type:Central Bank
Riksbank Regulator Type:Central Bank
http://www.riksbank.se/en/Financial-stability/Financial-infrastructure/Systems-in-the-Swedish-infrastructure/RIX/http://www.riksbank.se/en/Financial-stability/Financial-infrastructure/Systems-in-the-Swedish-infrastructure/RIX/http://www.riksbank.se/Documents/Riksbanken/RIX/2014/rb_rix_assessment_December%2031%202013.pdf
Page 5
001. 27 participants.
2. RIX also includes functions that allow several transfers to be carried out simultaneously in order to make the system more efficient. RIX can therefore be said to be a hybrid system that offers the risk-related benefits of real-time gross settlement as well as the liquidity-saving benefits associated with carrying out transfers simultaneously.
CHSWITZERLANDOrange inpayment slip (ISR)Bill Payment System
EUREuro
Gross0
PostFinanceOperator Type:3rd Party
PostFinanceRegulator Type:3rd Party
https://www.postfinance.ch/en/biz/prod/pay/debsolution/inpayref/offer.html00000
CHSWITZERLANDLSV+/BDDACH - Debit
EUREuro
Multilateral NettingRTGS
SIX Interbank ClearingOperator Type:3rd Party
Swiss National BankRegulator Type:Central Bank
http://www.lsv.ch/en/home.html00000
CHSWITZERLANDeuroSICRTGS-GrossBooks of Central Bank
SIX Interbank ClearingOperator Type:3rd Party
Swiss National BankRegulator Type:Central Bank
http://www.six-interbank-clearing.com/en/home/payment-services/eurosic.html00000
CHSWITZERLANDSICRTGS-GrossBooks of Central Bank
SIX Interbank ClearingOperator Type:3rd Party
Swiss National BankRegulator Type:Central Bank
http://www.six-interbank-clearing.com/en/home/payment-services/sic.html00000
THTHAILANDNITMX bulk payment Credit Same Day (DC2)ACH - Credit-Multilateral NettingRTGS
National ITMX Co. LtdOperator Type:3rd Party
Bank of ThailandRegulator Type:Central Bank
https://www.itmx.co.th/homepage/service/readNews/id/2600001. 29 members
2. Same day credit
THTHAILANDNITMX bulk payment credit next day (DC3)ACH - Credit-Multilateral NettingRTGS
National ITMX Co. LtdOperator Type:3rd Party
Bank of ThailandRegulator Type:Central Bank
https://www.itmx.co.th/homepage/service/readNews/id/2500001. 31 members
2. Next Day Credits
THTHAILANDLocal Switch NetworkCard Network-Multilateral NettingRTGS
National ITMX Co. LtdOperator Type:3rd Party
Bank of ThailandRegulator Type:Central Bank
000000
THTHAILANDImaged Cheque Clearing System (ICS)Paper Instruments-Multilateral NettingRTGS
Electronic Clearing House Operator Type:3rd Party
Bank of ThailandRegulator Type:Central Bank
0https://www.bot.or.th/English/PaymentSystems/PSServices/icas/Pages/default.aspx0001 day clearing
list of members - https://www.bot.or.th/English/PaymentSystems/PSServices/_layouts/application/botfinancialinstitutions/PaymentSystem.aspx
THTHAILANDBAHTNET - Bank of Thailand Automated High-value Transfer NetworkRTGS-Gross0
Bank of ThailandOperator Type:Central Bank
Bank of ThailandRegulator Type:Central Bank
https://www.bot.or.th/English/PaymentSystems/PSServices/bahtnet/Pages/default.aspx00001. 64 BAHTNET members consisting of 58 direct members and 6 associate members.
2. The system operates daily from 8:30 a.m. to 5:30 p.m. except on bank holidays
TRTURKEYBTOM - Interbank Check Clearing HousePaper Instruments-Multilateral NettingBooks of Central Bank
Central Bank of Turkish RepublicOperator Type:Central Bank
Central Bank of Turkish RepublicRegulator Type:Central Bank
0https://www.btom.org.tr/Page.aspx?id=49&lang=40000
TRTURKEYTIC-RTGSRTGS-GrossBooks of Central Bank
Central Bank of the Republic of Turkey (CBRT)Operator Type:Central Bank
Central Bank of the Republic of Turkey (CBRT)Regulator Type:Central Bank
0http://www.tcmb.gov.tr/wps/wcm/connect/TCMB+EN/TCMB+EN/Main+Menu/PAYMENT+SYSTEMS/Payment+Systems+in+Turkey/Electronic+Fund+Transfer+System+and+Electronic+Securities+Transfer+System000https://www.bis.org/cpmi/publ/d105_tr.pdf
AEUNITED ARAB EMIRATESUAEDDS - UAE Direct Debit SystemsACH - Debit-Multilateral Netting0
Central Bank of the UAEOperator Type:Central Bank
Central Bank of the UAERegulator Type:Central Bank
000000
AEUNITED ARAB EMIRATESUAEWPS – UAE Wages Protection SystemACH - Credit-Multilateral NettingRTGS
Central Bank of the UAEOperator Type:Central Bank
Central Bank of the UAERegulator Type:Central Bank
000001) 52-Banks;4-Non-Banking Finance Companies (NBFC);5-3rd Party Service Providers & 47-Exchange Houses
2) http://raqmiyat.com/banking/banking-operations/wages.aspx
AEUNITED ARAB EMIRATESUAESWITCHATM Network-Multilateral NettingRTGS
Central Bank of the UAEOperator Type:Central Bank
Central Bank of the UAERegulator Type:Central Bank
000001) 43 member banks and over 4500 ATMs
AEUNITED ARAB EMIRATESICCS - Image Cheque Clearing SystemPaper Instruments-Multilateral NettingBooks of Central Bank
Central Bank of the UAEOperator Type:Central Bank
Central Bank of the UAERegulator Type:Central Bank
0http://www.centralbank.ae/en/index.php?option=com_content&view=article&id=133&Itemid=1250001) As of June 2013 the ICCS has 82 Direct Participants (56 are BANKS 22 Ministries 4 Non-Banking Finance Companies)
2)
AEUNITED ARAB EMIRATESUAEFTS - UAE Fund Transfer SystemRTGS-GrossBooks of Central Bank
Central Bank of the UAEOperator Type:Central Bank
Central Bank of the UAERegulator Type:Central Bank
000001) 108 Entities participate in the UAEFTS (52-Banks;4-Non-Banking Finance Companies (NBFC);5-3rd Party Service Providers & 47-Exchange Houses
2) v3.0 from 14 April 2012
USUNITED STATES OF AMERICACheck21Paper Instruments-Multilateral NettingBooks of Central Bank
Federal ReserveOperator Type:Central Bank
Central BankRegulator Type:Central Bank
0http://www.check21.com/What-Is-Check-21.html000http://www.federalreserve.gov/paymentsystems/regcc-faq-check21.htm
USUNITED STATES OF AMERICANational Settlement ServiceSecurities Settlement-Multilateral NettingBooks of Central Bank
Federal Reserve BanksOperator Type:Central Bank
Federal ReserveRegulator Type:Central Bank
0http://www.federalreserve.gov/paymentsystems/natl_about.htmhttps://www.frbservices.org/servicefees/nss_2015.html000
USUNITED STATES OF AMERICANACHA C & DACH - Debit-Multilateral NettingBooks of 3rd Party
NACHAOperator Type:3rd Party
Federal ReserveRegulator Type:Central Bank
0https://www.nacha.org/ach-network000https://www.nacha.org/system/files/resources/NACHA%20ISO%2020022%20Guide%202.20.15_0.pdf

USUNITED STATES OF AMERICAFedWireRTGS-GrossBooks of Central Bank
Federal ReserveOperator Type:Central Bank
Federal ReserveRegulator Type:Central Bank
0http://www.federalreserve.gov/paymentsystems/fedfunds_about.htm000http://www.federalreserve.gov/paymentsystems/files/fedfunds_coreprinciples.pdf

http://www.newyorkfed.org/aboutthefed/fedpoint/fed43.html

USUNITED STATES OF AMERICACHIPSCredit Transfer-HybridBooks of 3rd Party
The Clearing HouseOperator Type:3rd Party
Federal ReserveRegulator Type:Central Bank
00000http://static1.squarespace.com/static/5196c0bfe4b0f314fe910f7d/t/52216226e4b062b4a5cc9501/1377919526933/Payments+Systems+Overview.pdf

https://www.theclearinghouse.org/~/media/files/payco%20files/chips%20core%20principles%20self%20assessment%202014.pdf?la=en

https://www.theclearinghouse.org/~/media/files/payco%20files/rulesgov%202013%20(3).pdf?la=en
VNVIETNAMSmartlinkCard Network-Multilateral NettingRTGS
SmartlinkOperator Type:3rd Party
State Bank of VietnamRegulator Type:Central Bank
http://www.smartlink.com.vn/Home/Default.aspx00000
VNVIETNAMBanknetvnCard Network-Multilateral Netting0
Vietnam National Financial Switching Joint – Stock Company Operator Type:3rd Party
State Bank of VietnamRegulator Type:Central Bank
http://www.banknetvn.com.vnhttp://www.sbv.gov.vn/portal/faces/en/enpages/home/pat/ps/bcfaacs?_afrLoop=7856771208440863&_afrWindowMode=0&_afrWindowId=1ax6voqwnr_558#%40%3F_afrWindowId%3D1ax6voqwnr_558%26_afrLoop%3D7856771208440863%26_afrWindowMode%3D0%26_adf.ctrl-state%3D1ax6voqwnr_5940001. To contact the regulator & the banking association for more information
http://vnba.org.vn/en/
2. To find how settlement is done
VNVIETNAMLow Value Sub-system (LVTS) - Interbank electronic payment system (IBPS)Credit Transfer-Multilateral NettingRTGS
State Bank of VietnamOperator Type:Central Bank
State Bank of VietnamRegulator Type:Central Bank
http://www.sbv.gov.vn/portal/faces/en/enpages/home/pat/ps/ibeps?_afrLoop=7856737507867863&_afrWindowMode=0&_afrWindowId=1ax6voqwnr_52100000
VNVIETNAMHigh Value Sub-system (HVTS) - Interbank electronic payment system (IBPS)RTGS-GrossBooks of Central Bank
State Bank of VietnamOperator Type:Central Bank
State Bank of VietnamRegulator Type:Central Bank
http://www.sbv.gov.vn/portal/faces/en/enpages/home/pat/ps/ibeps?_afrLoop=7856484237989863&_afrWindowMode=0&_afrWindowId=1ax6voqwnr_455#%40%3F_afrWindowId%3D1ax6voqwnr_455%26_afrLoop%3D7856484237989863%26_afrWindowMode%3D0%26_adf.ctrl-state%3D1ax6voqwnr_4910000HVTS is part of the IBPS
PLPOLANDSORBNET2RTGS-Gross
Narodowy Bank PolskiOperator Type:Central Bank
Narodowy Bank PolskiRegulator Type:Central Bank
0https://www.nbp.pl/homen.aspx?f=/en/system_platniczy/oversight_nbp.html0000
PLPOLANDTARGET2-NBPRTGS-GrossBooks of Central Bank
Narodowy Bank PolskiOperator Type:Central Bank
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDElixirACH-Multi-lateral NettingRTGS
KIR (Krajowa Izba Rozliczeniowa)Operator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDEuro ElixirACH-Multi-lateral NettingRTGS
KIR (Krajowa Izba Rozliczeniowa)Operator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDExpress ElixirImmediate Payments-
KIR (Krajowa Izba Rozliczeniowa)Operator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDSystem platnosci BlueCashImmediate Payments-
Blue MediaOperator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDBLIK Mobile Payment SystemMobile Payments-Multi-Lateral Netting
Polski Standard PlatnosciOperator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDKrajowy System RozliczenCard Network-Multi-Lateral Netting
First Data PolskaOperator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDSettlement System Operated by KDPWSecurities Settlement-Multi-Lateral NettingBooks of CSDR
Krajowy Depozyt Papierow Wartosciowych (KDPW)Operator Type:CSDR
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDSKARBNET4Securities Settlement-Multi-Lateral Netting
Narodowy Bank PolskiOperator Type:Central Bank
Narodowy Bank PolskiRegulator Type:Central Bank
000000
PLPOLANDIRGiT SRFSecurities Settlement-Multi-Lateral Netting
Izba Rozticzeniowa Gield TowarowychOperator Type:3rd Party
Narodowy Bank PolskiRegulator Type:Central Bank
000000
SGSINGAPOREMAS Electronic Payment System (MEPS+)RTGS-Gross
Monetary Authority of SingaporeOperator Type:Central Bank
Monetary Authority of SingaporeRegulator Type:Central Bank
0https://www.mas.gov.sg/-/media/MAS/Singapore-Financial-Centre/Why-Singapore/Payment-and-Settlement-Systems-redirect-pages/EMEAP-Redbook-2011--Paymentclearing-and-settlement-systems-in-Singapore.pdf0000
SGSINGAPOREFast and Secure Transfers (FAST)Immediate Payments-Gross
NETS GroupOperator Type:3rd Party
Monetary Authority of Singapore (MAS)Regulator Type:Central Bank
000000
SGSINGAPOREInterGIROACH - Credit-Multi-Lateral Netting
NETS GroupOperator Type:3rd Party
Monetary Authority of Singapore (MAS)Regulator Type:Central Bank
000000
SGSINGAPORECheque Clearing SystemPaper Instruments
USDUS Dollar
Multi-lateral Netting
Operator Type:
Monetary Authority of Singapore (MAS)Regulator Type:Central Bank
https://www.nets.com.sg/business/payment-and-clearing-systems/nets-clear-cts/00000
IDINDONESIABank Indonesia Real Time Gross Settlement (BI-RTGS)RTGS-GrossCentral Bank Money
Bank IndonesiaOperator Type:Central Bank
Bank IndonesiaRegulator Type:Central Bank
0https://www.bi.go.id/en0000
IDINDONESIABank Indonesia Clearing SystemACH-Multi-Lateral NettingRTGS
Bank IndonesiaOperator Type:Central Bank
Bank IndonesiaRegulator Type:Central Bank
0https://www.bi.go.id/en0000
IDINDONESIACentral Depository and Book Entry Settlement System (C-BEST)Securities Settlement-Multi-lateral NettingBooks of Settlement Bank
Indonesian Central Depository (PT KSEI)Operator Type:CSD
Bank IndonesiaRegulator Type:Central Bank
0https://www.bi.go.id/en0000
IDINDONESIAATM BersamaATM Network-Multi-lateral NettingRTGS
PT Artajasa Pembayaran ElektronisOperator Type:3rd Party
Bank IndonesiaRegulator Type:Central Bank
0https://www.bi.go.id/en0000
HUHUNGARYVIBERRTGS-GrossCentral Bank Money
Magyar Nemzeti Bank (MNB)Operator Type:Central Bank
Magyar Nemzeti Bank (MNB)Regulator Type:Central Bank
0https://www.mnb.hu/en/payments/mnb-as-a-bank0000
HUHUNGARYICS - Interbank Clearing SystemACH-Multi-Lateral NettingRTGS
GIRO LtdOperator Type:3rd Party
Magyar Nemzeti Bank (MNB)Regulator Type:Central Bank
https://www.giro.hu/?lang=en0000Company Estb. 1987 started credit trf in 1994
HUHUNGARYSecurities Settlement SystemSecurities Settlement-Multi-Lateral Netting
KELER LtdOperator Type:3rd Party
Magyar Nemzeti Bank (MNB)Regulator Type:Central Bank
000000
HUHUNGARYInstant Payment SystemImmediate Payments-0
GIRO LtdOperator Type:3rd Party
Magyar Nemzeti Bank (MNB)Regulator Type:Central Bank
0https://www.mnb.hu/en/payments/instantpayments/guidelines000Started 2 March 2020
BGBULGARIARINGS - Real-time INterbank Gross-settlement SystemRTGS-Gross
Bulgarian National BankOperator Type:Central Bank
Bulgarian National BankRegulator Type:Central Bank
http://www.bnb.bg/bnbweb/groups/public/documents/bnb_law/au_lf_principle_rings_2020_bg.pdfhttps://www.bnb.bg/?toLang=_EN000Started in 2003
BGBULGARIABISERA 6ACH-Multi-lateral NettingRTGS
BORICA ADOperator Type:3rd Party
Bulgarian National BankRegulator Type:Central Bank
https://www.borica.bg/en/products-and-services/BISERA600000
BGBULGARIABORICACard Network-Multi-lateral NettingRTGS
BORICA ADOperator Type:3rd Party
Bulgarian National BankRegulator Type:Central Bank
https://www.borica.bg/attachments/BobsProduct/9/docs/Brochure-PS-BORICA-may-2020-EN.pdf00000
BGBULGARIABISERA 7 EURACH - Credit-Multi-lateral NettingRTGS
BORICA ADOperator Type:3rd Party
Bulgarian National BankRegulator Type:Central Bank
https://www.borica.bg/attachments/BobsProduct/7/docs/Brochure-BISERA7-EUR-may-2020-EN.pdf00000
BGBULGARIATARGET2-BNBRTGS-GrossCentral Bank Money
Bulgarian National BankOperator Type:Central Bank
Bulgarian National BankRegulator Type:Central Bank
000000
NONORWAYNICS RealImmediate Payments-Multi-lateral NettingRTGS
BITS ASOperator Type:3rd Party
Norges BankRegulator Type:Central Bank
000000
TZTANZANIATanzania Inter Bank Settlement System (TISS)RTGS-Gross
Bank of TanzaniaOperator Type:Central Bank
Bank of TanzaniaRegulator Type:Central Bank
000000
TZTANZANIATanzania Automated Clearing House (TACH)ACH-Multi-lateral NettingRTGS
Bank of TanzaniaOperator Type:Central Bank
Bank of TanzaniaRegulator Type:Central Bank
000000
TZTANZANIATanzania Automated Clearing House (TACH) - ChequesPaper Instruments
USDUS Dollar
Multi-lateral NettingRTGS
Bank of TanzaniaOperator Type:Central Bank
Bank of TanzaniaRegulator Type:Central Bank
000000
TZTANZANIATanzania Instant Payments System (TIPS)Immediate Payments-Multi-lateral NettingRTGS
Bank of TanzaniaOperator Type:Central Bank
Bank of TanzaniaRegulator Type:Central Bank
00000to be started in 2020
GHGHANACheque Codeline Clearing (CCC)Paper Instruments-Multi-lateral NettingBooks of Central Bank
GhIPSSOperator Type:3rd Party
Bank of GhanaRegulator Type:Central Bank
https://ghipss.net/products-services/cheque-codeline-clearing/clearing-cycle0000T+1 Cycle
GHGHANAGhana Interbank Settlement System (GIS)RTGS-GrossBooks of Central Bank
Bank of GhanaOperator Type:Central Bank
Bank of GhanaRegulator Type:Central Bank
000000
GHGHANAGhana Automated Clearing HouseACH-Multi-lateral NettingBooks of Central Bank
GhIPSSOperator Type:3rd Party
Bank of GhanaRegulator Type:Central Bank
https://ghipss.net/ghipss/who-we-are00000
GHGHANAGhIPSS Instant Pay (GIP)Immediate Payments-Multi-lateral NettingBooks of Central Bank
GhIPSSOperator Type:3rd Party
Bank of GhanaRegulator Type:Central Bank
https://ghipss.net/ghipss/who-we-are0000Proxy Pay overlay
GHGHANAGh-LinkCard Network-Multi-lateral NettingBooks of Central Bank
GhIPSSOperator Type:3rd Party
Bank of GhanaRegulator Type:Central Bank
https://ghipss.net/products-services/gh-link00000
GHGHANAe-zwichCard Network-Multi-lateral NettingBooks of Central Bank
GhIPSSOperator Type:3rd Party
Bank of GhanaRegulator Type:Central Bank
https://ghipss.net/ghipss/who-we-are00000
ROROMANIAReGISRTGS-GrossCentral Bank Money
Banca Nationala a RomanieiOperator Type:Central Bank
Banca Nationala a RomanieiRegulator Type:Central Bank
https://www.bnr.ro/ReGIS-3305.aspx00000
ROROMANIATarget2-RomaniaRTGS-GrossCentral Bank Money
Banca Nationala a RomanieiOperator Type:Central Bank
Banca Nationala a RomanieiRegulator Type:Central Bank
000000
ROROMANIASENTACH
EUREuro
Multi-lateral NettingRTGS
TRANSFONDOperator Type:3rd Party
Banca Nationala a RomanieiRegulator Type:Central Bank
https://www.transfond.ro/pdf/SENT%20Rules%20v21_EN.pdf00000
ROROMANIAPlati InstantImmediate Payments-Multi-lateral NettingRTGS
TRANSFONDOperator Type:3rd Party
Banca Nationala a RomanieiRegulator Type:Central Bank
https://www.platiinstant.ro/en/00000
CLCHILERTGSRTGS-GrossCentral Bank Money
Banco Central de ChileOperator Type:Central Bank
Banco Central de ChileRegulator Type:Central Bank
https://www.bcentral.cl/en/web/banco-central/areas/payment-system00000
CLCHILELarge Value Payment Clearing House SystemACH-Multi-lateral NettingRTGS
ComBancOperator Type:3rd Party
Banco Central de ChileRegulator Type:Central Bank
https://www.combanc.cl/Publico/contenido/template3.aspx?param=7300000
CZCZECH REPUBLICCERTIS (Czech Express Real Time Interbank Gross Settlement system)RTGS-GrossCentral Bank Money
Czech National BankOperator Type:Central Bank
Czech National BankRegulator Type:Central Bank
https://www.cnb.cz/en/payments/certis/certis-the-interbank-payment-system-description/0000Processes all types of payments – credit debit Instant
UGUGANDAUganda National Interbank Settlement (UNIS)RTGS-GrossCentral Bank Money
Bank of UgandaOperator Type:Central Bank
Bank of UgandaRegulator Type:Central Bank
0https://www.bou.or.ug/bou/bouwebsite/BOU-HOME0000
UGUGANDAAutomated Clearing House (ACH) SystemACH-Multi-lateral Netting0
Bank of UgandaOperator Type:Central Bank
Bank of UgandaRegulator Type:Central Bank
00000Includes cheque processing
RWRWANDARwanda Integrated Pmt Processing System (RIPPS)Hybrid-HybridCentral Bank Money
Banki Nkuru Y’U RwandaOperator Type:Central Bank
Banki Nkuru Y’U RwandaRegulator Type:Central Bank
https://www.bnr.rw/financial-stability/payment-system/?L=00000RTGS + ACH (credit & debit & Cheque) + CSD
RWRWANDASIMTEL Card Payment SwitchCard Network-Multi-lateral NettingRTGS
Banki Nkuru Y’U RwandaOperator Type:Central Bank
Banki Nkuru Y’U RwandaRegulator Type:Central Bank
000000
RWRWANDARswitchCard Network-Multi-lateral Netting0
Operator Type:
Banki Nkuru Y’U RwandaRegulator Type:Central Bank
rswitch.co.rw00000
MWMALAWIMITASS – Malawi Interbank Transfer and Settlement SystemRTGS-GrossCentral Bank Money
Reserve Bank of MalawiOperator Type:Central Bank
Reserve Bank of MalawiRegulator Type:Central Bank
0https://rbm.mw/0000
MWMALAWIECCH – Electronic Cheque Clearing HousePaper Instruments-00
Bankers Association of MalawiOperator Type:3rd Party
Reserve Bank of MalawiRegulator Type:Central Bank
000000
MWMALAWIMALSWITCH – Malawi Switch CentreCard Network-00
Operator Type:
Reserve Bank of MalawiRegulator Type:Central Bank
000000
GBUNITED KINGDOMCHAPSRTGS-GrossRTGS
Bank of EnglandOperator Type:Central Bank
Payment System RegulatorRegulator Type:3rd Party
https://www.bankofengland.co.uk/payment-and-settlement/chaps00000
GBUNITED KINGDOMCRESTSecurities Settlement-Multi-lateral NettingRTGS
Euroclear UK & IrelandOperator Type:3rd Party
Bank of EnglandRegulator Type:Central Bank
000000
GBUNITED KINGDOMRTGSRTGS-GrossCentral Bank Money
Bank of EnglandOperator Type:Central Bank
Bank of EnglandRegulator Type:Central Bank
https://www.bankofengland.co.uk/-/media/boe/files/payments/rtgs-chaps-brief-intro.pdf00000
GBUNITED KINGDOMBacsACH-Multi-lateral NettingRTGS
Pay.UK LimitedOperator Type:3rd Party
Payment System RegulatorRegulator Type:3rd Party
https://www.bacs.co.uk/About/Pages/About.aspx00000
GBUNITED KINGDOMFaster PaymentsImmediate Payments-Multi-lateral NettingRTGS
Pay.UK LimitedOperator Type:3rd Party
Payment System RegulatorRegulator Type:3rd Party
https://www.fasterpayments.org.uk/00000
GBUNITED KINGDOMCheque & CreditPaper Instruments-Multi-lateral NettingRTGS
Pay.UK LimitedOperator Type:3rd Party
Payment System RegulatorRegulator Type:3rd Party
https://www.chequeandcredit.co.uk/00000
GBUNITED KINGDOMLINKATM Network-Multi-lateral NettingRTGS
Link Scheme Holdings LtdOperator Type:3rd Party
Payment System RegulatorRegulator Type:3rd Party
https://www.link.co.uk/00000
NGNIGERIACentral Bank of Nigeria Inter-bank Fund Transfer – CIFTRTGS-GrossCentral Bank Money
Central Bank of NigeriaOperator Type:Central Bank
Central Bank of NigeriaRegulator Type:Central Bank
000000
NGNIGERIANigeria Automated Clearing System (NACS)Hybrid-Multi-lateral NettingRTGS
NIBSS PLC (Nigeria Inter-Bank Clearing and Settlement System)Operator Type:3rd Party
Central Bank of NigeriaRegulator Type:Central Bank
https://nibss-plc.com.ng/services/nacs/#stshttps://www.cbn.gov.ng/Paymentsystem/RetailPayments.asp0000
NGNIGERIANIBSS Instant PaymentImmediate Payments-Multi-lateral NettingRTGS
NIBSS PLC (Nigeria Inter-Bank Clearing and Settlement System)Operator Type:3rd Party
Central Bank of NigeriaRegulator Type:Central Bank
000000
NGNIGERIANigeria Central Switch (NCS)ATM Network-Multi-lateral NettingRTGS
NIBSS PLC (Nigeria Inter-Bank Clearing and Settlement System)Operator Type:3rd Party
Central Bank of NigeriaRegulator Type:Central Bank
https://nibss-plc.com.ng/services/ncs/#central-pay00000
PHPHILIPPINESPhilippine Payment and Settlement System (PhilPaSS)RTGS-GrossCentral Bank Money
Bangko Sentral ng Pilipinas Operator Type:Central Bank
Bangko Sentral ng Pilipinas Regulator Type:Central Bank
http://www.bsp.gov.ph/payments/philpass_overview.asp00000
PHPHILIPPINESPESONet ACH (Philippine EFT System and Operations Network Automated Clearing House)ACH – Credit-Multi-lateral NettingRTGS
Philippine Clearing House Corporation (PCHC) Operator Type:3rd Party
Bangko Sentral ng Pilipinas Regulator Type:Central Bank
http://www.bsp.gov.ph/downloads/primers/FAQ_PESONet.pdf00000
PHPHILIPPINESInstaPayImmediate Payments-Multi-lateral NettingRTGS
Philippine Clearing House Corporation (PCHC) Operator Type:3rd Party
Bangko Sentral ng Pilipinas Regulator Type:Central Bank
http://www.bsp.gov.ph/downloads/primers/FAQ_Instapay_.pdf00000
PHPHILIPPINESBancnetCard Network-Multi-lateral NettingRTGS
Operator Type:
Bangko Sentral ng Pilipinas Regulator Type:Central Bank
000000
AUAUSTRALIAReserve Bank Information and Transfer System (RITS)RTGS-GrossCentral Bank Money
Reserve Bank of AustraliaOperator Type:Central Bank
Reserve Bank of AustraliaRegulator Type:Central Bank
https://www.rba.gov.au/payments-and-infrastructure/rits/about.htmlhttps://www.rba.gov.au/0000
AUAUSTRALIANew Payments Platform (NPP)Immediate Payments-GrossRTGS
NPP AustraliaOperator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
00000Settlement through Fast Settlement Service (FSS) of RBA
AUAUSTRALIABulk Electronic Clearing System (BECS) (Direct Entry)ACH-Multi-lateral NettingRTGS
Australian Payments Clearing Association (APCA)Operator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
http://www.emeap.org/wp-content/uploads/2016/06/Paymentclearing-and-settlement-systems-in-Australia.pdf0000Same day settlement
AUAUSTRALIAHigh Value Clearing System (HVCS)RTGS-GrossRTGS
Australian Payments Clearing Association (APCA)Operator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
https://auspaynet.com.au/sites/default/files/2018-11/HVCS%20Procedures%20E038%20-%20Effective%2026%20November%202018.pdf00000
AUAUSTRALIAAustralian Paper Clearing System (APCS)Paper Instruments-Multi-lateral NettingRTGS
Australian Payments Clearing Association (APCA)Operator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
https://auspaynet.com.au/00000
AUAUSTRALIACHESSSecurities Settlement-Multi-lateral Netting0
ASX Settlement LtdOperator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
http://www.emeap.org/wp-content/uploads/2016/06/Paymentclearing-and-settlement-systems-in-Australia.pdf0000T+3, single batch
AUAUSTRALIAEFTPOS (Proprietary debit)Card Network-Multi-lateral NettingRTGS
EFTPOS Payments Australia Limited(EPAL)Operator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
https://www.eftposaustralia.com.au/00000
AUAUSTRALIABPAYBill Payment System-Multi-lateral Netting0
BPAY GroupOperator Type:3rd Party
Reserve Bank of AustraliaRegulator Type:Central Bank
https://bpay.com.au/00000
MXMEXICOAccount Holders Service System (SIAC)RTGS-GrossCentral Bank Money
Banco de MexicoOperator Type:Central Bank
Banco de MexicoRegulator Type:Central Bank
https://www.banxico.org.mx/payment-systems/siac-account-holders-banco-me.htmlhttps://www.banxico.org.mx/indexen.html0000
MXMEXICOInterbanking Electronic Payment System (SPEI)RTGS-GrossSIAC
Banco de MexicoOperator Type:Central Bank
Banco de MexicoRegulator Type:Central Bank
000000
MXMEXICOSecurities Deposit, Administration and Settlement System (DALÍ)Securities Settlement-Multi-lateral NettingRTGS
S.D. INDEVAL, Institución para el Depósito de Valores, S.A. de C.V.Operator Type:3rd Party
Banco de MexicoRegulator Type:Central Bank
000000
MXMEXICOClearing House Settlement System (SICAM)ACH-Multi-lateral NettingRTGS
Banco de MexicoOperator Type:Central Bank
Banco de MexicoRegulator Type:Central Bank
https://www.banxico.org.mx/payment-systems/sicam-clearing-banco-mexico.html00000
MXMEXICODeferred electronic funds transfer (TEF)Credit Transfer-Multi-lateral NettingSICAM
Cecoban S.A.Operator Type:3rd Party
Banco de MexicoRegulator Type:Central Bank
https://cecoban.com/00000
MXMEXICODirecto a MéxicoCredit Transfer-Multi-lateral Netting0
Banco de MexicoOperator Type:Central Bank
Banco de MexicoRegulator Type:Central Bank
00000Transfer of funds from USA to Mexico
ILISRAELZahav systemRTGS-GrossCentral Bank Money
Bank of IsraelOperator Type:Central Bank
Bank of IsraelRegulator Type:Central Bank
https://www.boi.org.il/en/PaymentSystem/ZahavSystem/Pages/Default.aspx0000Started July 2007
ILISRAELMasavACH-Multi-lateral NettingRTGS
The Banks' Clearing HouseOperator Type:3rd Party
Bank of IsraelRegulator Type:Central Bank
https://www.boi.org.il/en/PaymentSystem/ActiveClearingHousesInIsrael/Pages/ClearingHouse.aspx00000
ILISRAELThe Paper-Based Clearing House (BCH)Paper Instruments-Multi-lateral NettingRTGS
The Banks' Clearing HouseOperator Type:3rd Party
Bank of IsraelRegulator Type:Central Bank
000000

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